finance

Interest rates have a bigger impact on your wallet than you may realize. With rates forecasted to continue rising in 2023, you can expect to pay more on things like credit card debt, mortgages, car loans, and other everyday purchases.

If you’re planning to get down on one knee, pop the question or make your relationship official in some other way, use this time to begin thinking about your finances.

While you may already be cutting back on spending due to rising costs and an uncertain economic environment, it’s important to evaluate your financial situation and consider implementing these lifestyle changes to help reduce inflation-related stress.

If you are ready to dive into small business ownership, having a plan, understanding your credit health, and building a strong foundation can set you up for success — and help you sustain and grow what you are working to build today.

Your credit score is a number that tells a story of who you are as a customer. The good news is that understanding how it works and monitoring it can help you take control of the story over time.

Getting your first paycheck is an exciting experience and an opportunity to kickstart your financial journey. Mapping out your short and long-term financial goals early on will allow you to build a strong foundation for your future.

On Sept. 28, two of the nation’s largest and most influential business groups filed a lawsuit against the Consumer Financial Protection Bureau (CFPB) and its Director Rohit Chopra.

Buy now, pay later (BNPL) plans increasingly are being offered as a convenient credit alternative that enables purchases to be made in installments, typically four payments over six weeks. The so-called “fintech” (financial technology) companies offering these plans often advertise them as providing consumers interest-free payments with no impact to credit scores. 

When was the last time you looked at your bank account balance? According to a recent study, over 60 percent of Americans check their balance at least once week. This is a habit, if practiced the right way, can you put on the path to achieving your financial goals.

Nearly half of U.S. consumers think that their finances will be better off in the next year, as nearly a third saw improvements in their spending habits and savings, according to a new survey from Chase.

For many people, credit scores can be intimidating and confusing, involving complex numbers and difficult calculations. The thing is, they’re also important: credit scores can have a major impact on your finances—especially down the road, when you’re applying for a credit card, car loan, or mortgage.