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More than 4 million student loan borrowers, including more than 65,000 in Massachusetts, have signed up for a new repayment plan based on their incomes, the U.S. Department of Education has announced.

On June 30, a long-awaited and consequential Supreme Court decision denied forgiveness that would have erased $430 billion of federal student loan balances for 20 million borrowers and lowered the median amount owed by another 23 million borrowers from $29,400 to $13,600. 

Yes, it does cost money to find a job, but it doesn’t have to deplete your savings. Here are tips on how to keep your job-hunting expenses to a minimum